Loan Size
From $500,000 - most loans fund between $1 million and $10 million
 
Location
Colorado and the Western United States
 
Collateral
Improved commercial, raw land, and construction/development projects
 
Rates
From 11%+ :  Most loans fund at prime + 4% - 5% plus 3 - 5 points
 
Terms
Typically 1 year or less, interest only, no prepayment penalty
 
Max LTV
Commercial properties up to 75% LTV; up to 65% LTV on construction and up to 55% LTV on land loans
 
Flexibility
100% of fees and interest can be factored into the loan, such that the borrower may not have any payments during the life of the loan.